Pearl Insurance has been providing quality insurance programs for nearly 60 years and is ranked among the top direct-marketing third-party administrators in the United States. We are constantly looking for ways to improve our insurance solutions, ensuring we stay ahead of the curve as an industry leader with coverage that is responsive to your needs. Pearl Insurance's dedication to serving our clients is our top priority, with 25,000 firms as customers — some we've had relationships with for more than 40 years.

As a leading technology consulting organization, Pearl Technology has more than 25 years experience in presenting customized information technology solutions to businesses in Central Illinois and beyond. Expertise in analysis, design, integration, and optimization has enabled us to secure strong partnerships with clients in the insurance, manufacturing, education, legal, and wholesale/distribution verticals.

Pearl Benefits has been offering a comprehensive portfolio of customized employee benefits programs to Peoria area businesses for over 20 years. With access to multiple plans, carriers, and insurance companies, we offer everything from group medical insurance to 401(k) plans. Pearl Benefits connects organizations with customized programs that align with their special culture and budget. We can meet all your employee benefit needs in just one place.

Driven by the belief of offering only the most reliable vehicles and helping consumers maintain their investments through top-of-the-line parts and service, Pearl Automotive has been providing excellent new and pre-owned automobiles to the Midwest region for more than 35 years. Our dealerships include Autohaus of Peoria (Audi, Benz, Mercedes, Porsche, and Volkswagen), Lexus of Peoria, Peoria Toyota Scion, and Heritage. Our large selection ensures that we have a vehicle for everyone, no matter what you're looking for.

Pearl Carroll & Associates has decades of experience and expertise as an administrator, broker, and consultant of insurance programs for individuals, nonprofit associations, and membership organizations. Our specialty is providing members and employees with the option to purchase personal insurance products at their workplace via payroll deduction.

For nearly 90 years, W. B. Griffin & Son, based in Lexington, Kentucky, has been providing professional liability coverage to attorneys, accountants, engineers, and architects. We use our broker experience, underwriting knowledge, and established relationships with insurance markets to ensure you get the right professional liability solution in place to help protect your career.


Jack Pearl

Jack has been the driving force and cornerstone of the Pearl Companies since he founded the organization in 1954. He is a graduate of Bradley University, a charter member and past president of the American Institute of Professional Association Group Insurance Administrators (AIPAGIA), a charter member of the Professional Insurance Marketing Association (PIMA), an active contributor and volunteer for the Children's Miracle Network and Children's Hospital of Illinois, and a significant supporter of the Catholic Diocese of Peoria. In addition, Jack has been recognized for his many outstanding achievements through various awards, including the prestigious Master of Mass Marketing award presented annually by the Mass Marketing Insurance Institute (MI2), the Sigma Chi Significant Sig Award, the second-ever recipient of PIMA's Legend award, and was commissioned as a Kentucky Colonel by their Governor in 2006.

Gary Pearl

Gary joined Pearl in 1985 and has served as Chief Executive Officer of the Pearl Companies since 1998. Gary provides the Pearl team with a wealth of insurance knowledge and experience, which he developed during his years working in various sales, marketing, and operations divisions both at Pearl and with CIGNA Insurance Company, where he started his career. He remains deeply involved in every aspect of the business and is committed to continuing Pearl's tradition of innovation. Gary was the 2000 President of the Professional Insurance Marketing Association (PIMA).

Dennis Dietrich

Dennis joined the Pearl Companies in 2005 and serves as President and Chief Operating Officer. With a successful background in financial, strategic planning, direct marketing, and mergers and acquisitions, as President/COO, Dennis oversees the execution of strategy and managing the operations of the Pearl Companies. Dennis also directs the financial operations of Pearl Automotive.

Gary Hickey

Gary has 36 years of experience in the insurance industry, and is entering his 30th year working for Pearl Carroll & Associates or its predecessor. In his role as President, Gary oversees the sales, marketing, account relations, and operations of Pearl Carroll. Gary began his insurance career in 1978 with the Travelers Insurance Company in their group claim operation. From 1983 to 2005, he held various executive positions with JLT Services Corporation, a subsidiary of global Risk Specialist and Employee Benefits Consulting group, Jardine Lloyd Thompson. In 2005, as their Executive Vice President, he was instrumental in the ownership transition of certain key accounts to Pearl Carroll. Gary is a member of the Professional Insurance Marketing Association (PIMA) and the American Institute of Professional Association Group Insurance Administrators (AIPAGIA).

Lisa Hoogerwerf

Lisa Hoogerwerf is the Senior Vice President of Human Resources at the Pearl Companies. She joined our team in August of 2012. In her role, Lisa provides strategic leadership and consulting support for all HR management functions for Pearl Insurance, Pearl Technology, and Pearl Automotive. These functions include, but are not limited to, compensation, recruitment and retention, employee relations, training, performance management, succession planning and talent management/development, goal setting, policy and procedure development, benefits, wellness initiatives, and legal and regulatory compliance. Along with holding a Professional Human Resource (PHR) Designation, Lisa has spent more than 20 years working in HR, with more than half of that time in a leadership position.

Jeff Palmer

Jeff Palmer joined Pearl Companies in 2005 and is currently serving as the Senior Vice President of Enterprise Systems Solutions. With over 18 years of experience in information technology and a Project Management Professional (PMP) certification, Jeff manages Pearl Insurance's information systems. Jeff is passionate about leading and growing a team of developers and serving as a member on the Pearl Strategic Leadership Team. Jeff's team of developers are at the forefront of technology, ensuring the organization's systems remain current and secure.

Shannon Warner

With more than 20 years of professional experience in insurance sales and marketing, Shannon joined the Pearl Companies team in 2013, serving as our Executive Vice President of Marketing and Affinity Programs. In this role, Shannon manages and directs the marketing initiatives of the organization, including the Life and Health Affinity and Business Insurance Divisions. He is also responsible for Client Management, working with our team of specialized professionals to exceed the needs of all clients. Shannon's career experience includes having served as Head of Sales for AIG Benefit Solutions and Senior Vice President of Marketing for Marsh, Inc.'s Affinity Group Services. Additionally, Shannon serves on the Board of Directors for the Professional Insurance Marketing Association (PIMA).

Scott Whitaker

Scott is the Executive Vice President of Business Development for the Pearl Companies. He joined the team in 2014 with 25 years of experience in the insurance industry. Scott's responsibilities include business development initiatives of the organization, including for the Life and Health Affinity and Business Insurance Divisions. Scott most recently served as Managing Director of Marsh, Inc.'s Affinity Group Services where he had full profit and loss responsibility, including strategic planning and operations. Prior to his tenure at Marsh Affinity, Scott held the position of Senior Vice President of AON Affinity. Scott is a member of the Professional Insurance Marketing Association (PIMA).


The people of Pearl Companies are committed to working hard, working smart, and working together. This focus has secured us a strong presence in the marketplace today, as well as for years to come. We're looking for ambitious individuals to help us continue to successfully carry this mission forward.

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